Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144299 reviews)

View other PayPal products

4.73

Based on 144,299 reviews, last reviewed 21st Jun 2026

4296700% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I will always recommend PayPal! I love using PayPal. It gives me confidence in my spending and I love the new scheme on able about to save points to receive money back, have recommen... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144299)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never have any problems with PayPal.

Never have any problems with PayPal. I won't buy on the Internet if PayPal isn't offered as an option for payment. I feel safer knowing Pp is protecting me. Reviewed on: 10th June 2026

I have used pay pal for a few years .

I have used pay pal for a few years ..its just perfect for me ..i book holidays and concert tickets knowing im protected and can split my payments Reviewed on: 10th June 2026

Easy to use and easy to track balances, make payments.

Easy to use and easy to track balances, make payments. Also good range of payments options and retailers that accept Reviewed on: 10th June 2026

Always helpful, understanding quick efficient

Always helpful, understanding quick efficient Reviewed on: 10th June 2026

Excellent service

Excellent service fast and responsive to any questions. Reviewed on: 10th June 2026

Easy transactions

Always been easy to use and secure transactions Reviewed on: 10th June 2026

Easy to use

Super easy to use, love the credit features. Reviewed on: 10th June 2026

Easy to use and apply for.

Easy to use and apply for. Given decision quickly and simple to pay back Reviewed on: 10th June 2026

Pay in 3.

Pay in 3 payments are really good for giving me time and affordable payment plan. Reviewed on: 10th June 2026

Good and easy to use only problem is that trying to...

Good and easy to use only problem is that trying to pay extra off my balance is not showing straight away and not sure if its even gone through Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75023 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub