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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145430)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The best Credit Card provider!

5
Easy to access. All information is clear from the moment you sign up. Easy to contact and very supportive if there are issues! Reviewed on: 11th June 2026

Paypal always answered my querries specially if i ha...

5
Paypal always answered my querries specially if i have a dispute again a transactions Reviewed on: 11th June 2026

Good help when you need it

5
Been using PayPal credit for over two years now and I can say it’s one of the best decisions I have made in my finances. The flexibility to pay, the interest free timeline and peace of mind it brings when shopping knowing that they help with refunds when necessary, is second to none Reviewed on: 11th June 2026

Excellent service.

5
Excellent service. Keep you updated on everything Reviewed on: 11th June 2026

Simply the best

5
Everytime I've called they answer with real human beings and always willing to go that bit extra further plus they don't rush you off the phone till your satisfied...proper out of this world fantastic service Reviewed on: 11th June 2026

Always reliable

5
My go to for online shopping and some great credit options for those larger purchases. Safe, effective and always reliable Reviewed on: 11th June 2026

Always there when I need itn I need it

5
Always there when I need it. Can pay with it many places Reviewed on: 11th June 2026

Great experience for my first time I use PayPal...

5
Great experience for my first time I use PayPal Reviewed on: 11th June 2026

Paypal pay in 3, PayPal credit

5
Good service when you need it, many options to choose from Reviewed on: 11th June 2026

I find Paypal easy to use and I can control my spend...

5
I find Paypal easy to use and I can control my spending and payments in a clear interface. Reviewed on: 11th June 2026

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