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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144775)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

U cant pay towards the plan you want

4
U cant pay towards the plan you want for example if I had a payment plan and normal credit I cant chose which one to pay first Reviewed on: 10th June 2026

Excellent

5
My experience with PayPal it's excellent. Reviewed on: 10th June 2026

Good and excellent

5
Good and perfect………………………………………… Reviewed on: 10th June 2026

Smooth and easy to use, never have an issues with th...

5
Smooth and easy to use, never have an issues with the app. Very self explanatory and intuitive to navigate the app. Very easy way to make payments and set up fast transactions. Reviewed on: 10th June 2026

Fast and simple to set up and payback!

5
Fast and simple to set up and payback! 10/10 service! Reviewed on: 10th June 2026

PayPal : effortlessly essential

5
I love PayPal, it's so easy to use, whether your paying in full or spreading the cost, it makes payments smooth and effortless. Reviewed on: 10th June 2026

PayPal- trusted and safe

5
PayPal offers the chance to buy when prices and opportunities are good, when circumstances might otherwise prevent. PayPal is a trusted and safe way to shop. Reviewed on: 10th June 2026

Easy to use.

5
Easy to use. Handy when you need to make a quick purchase. Reviewed on: 10th June 2026

Paypal review

5
Easy to use refunds on products k if there is an issue Reviewed on: 10th June 2026

Its very useful and great experience and really help...

5
Its very useful and great experience and really helpful Reviewed on: 10th June 2026

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