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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144784)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have been using PayPal account I found it very...

5
I have been using PayPal account I found it very good Reviewed on: 10th June 2026

Very easy to set up and use the service.

5
Very easy to set up and use the service. Transparent pricing and good value compared to many others. The 0% interested period combined with the pay in three service has really helped us with cashflow and allowed us to keep things ticking over without accumulating uncontrollable debt. Reviewed on: 10th June 2026

Quality stuff

5
Its just been great right from.the get go Reviewed on: 10th June 2026

Reliable

5
Easy affordable pay. So helpful to my financial needs Reviewed on: 10th June 2026

Great service and handy to have

5
Great service and handy to have if you need to spread costs... any issues I've had have been dealt with efficiently by the team Reviewed on: 10th June 2026

Always fast to sort out any problems

5
Always fast to sort out any problems Reviewed on: 10th June 2026

Very easy to use,helpful, fantastic.

5
Very easy to use,helpful, fantastic. Better than any credit card ! Reviewed on: 10th June 2026

Very easy to use App, web platform is also very well...

5
Very easy to use App, web platform is also very well laid out making it easy to pay off your balance anytime. Reviewed on: 10th June 2026

PayPal credit and the debt card are great features,...

4
PayPal credit and the debt card are great features, it’s much preferred option. Reviewed on: 10th June 2026

Reliable source of payment connect to different 3rd...

5
Reliable source of payment connect to different 3rd parties Reviewed on: 10th June 2026

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