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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732483927754749687 (144784 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144784)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Direct debit payments don't come off your bank balan...

Direct debit payments don't come off your bank balance straight away so makes it easy to think its been paid when in fact it will take days to show meaning me getting a late payment fee when the money should have been taken at the time of the dd is due Reviewed on: 10th June 2026

Always really fast customer service.

Always really fast customer service. Issues get solved in minutes. Reviewed on: 10th June 2026

Easy to set up credit account - 4 month interest fre...

Easy to set up credit account - 4 month interest free is a real benefit Reviewed on: 10th June 2026

Simple and straight forward

Simple and straight forward whenever i want to use it Reviewed on: 10th June 2026

PayPal Truly Helps Retired People on Pensions

As a retired person with a small pension PayPal is invaluable to me for the 4 months to pay credit, without interest. Others I have give 54 days! ... or less, which simply doesn't work for grand children's birthdays and seasonal festivals. Plus sudden expenses with the car or house. Basically, in-short PAYPAY IS EXTREMELY HELPFUL. Reviewed on: 10th June 2026

Smooth, faster and protected transactions

Smooth, faster and protected transactions Reviewed on: 10th June 2026

One of the best and easy to use!

I have been with PayPal for years now and they have always been good. So easy to use and so many options to pay for items. Pay in 3 or spread out the amount and you also earn points which is an added bonus when I use them anyway. Reviewed on: 10th June 2026

Good service and reliable service with excellent cu...

Good service and reliable service with excellent customer service with fantastic workers Reviewed on: 10th June 2026

Convenient, Cost Effective, Couldn’t Live Without!

PayPal is so convenient and the benefits are second to none, I trust that they have my best financial interests at heart and so many of my friends and family use it and feel similarly. 10/10!! Reviewed on: 10th June 2026

Better for money and friendly customer service

Better for money and friendly customer service Reviewed on: 10th June 2026

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