Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732484696867969090 (144792 reviews)

View other PayPal products

4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144792)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very happy customer

5 stars, I have no issues and the app and system are very easy to navigate and use Reviewed on: 10th June 2026

PayPal is amazing never a doubt with it!

PayPal is amazing never a doubt with it! Reviewed on: 10th June 2026

Beyond my expectations

Great service, prompt response reciept on every purchase Reviewed on: 10th June 2026

Very good service all round.

Very good service all round. Staff helpful and knowledgable. Reviewed on: 10th June 2026

It’s safe and easy to use.

It’s safe and easy to use. I feel protected and secure Reviewed on: 10th June 2026

Excellent always easy to access and app is handy

Excellent always easy to access and app is handy Reviewed on: 10th June 2026

Great service!

Never had a problem with customer service! Reviewed on: 10th June 2026

Very useful

Very useful, has helped me a lot Reviewed on: 10th June 2026

Paypal credit

I applied for PayPal Credit and honestly the process was so straightforward and clear. Very helpful and stress free Reviewed on: 10th June 2026

I am extremely satisfied with the service, everythin...

I am extremely satisfied with the service, everything was quick and easy. Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75523 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub