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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146074 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146074)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy paypal

Easy to use convenient , accessable,does what it says on the tin. Reviewed on: 11th June 2026

PayPal have always been ready and available to assis...

PayPal have always been ready and available to assist when I have had any problems or issues with merchants or orders Reviewed on: 11th June 2026

Very understanding.

Very understanding. Refunds are easy when things go wrong with a purchase. Reviewed on: 11th June 2026

Convenience

It is very convenient to manage paypal credit Reviewed on: 11th June 2026

Great facility, Highly recommend

Great facility, Highly recommend Reviewed on: 11th June 2026

Refund request from Seller

Whenever I use PayPal and I have problem with the seller it's easy for the seller to respond to me or issue refund as soon as I write to them using PayPal Reviewed on: 11th June 2026

Hard to understand money owed after a payment

Hard to understand money owed after a payment Reviewed on: 11th June 2026

Easy,safe

Easy to use,and very safe.Always use PayPal when shopping online.Good to know it’s safe and secure and you won’t get scammed.The 0% over 4 months is also good to have if money is a little tight .I would recommend it to anyone Reviewed on: 11th June 2026

Easy to Use and Manage.

Easy to use and manage, I use the 4 months interest free option to spread the cost of larger purchases. The ability to have a PayPL Credit Card makes it not just for merchants that accept PayPal online. Reviewed on: 11th June 2026

PayPal offered my a credit card when I most needed it.

PayPal offered my a credit card when I most needed it. PayPal customer service is excellent, I had an issue and it was solved within minutes. The app itself is so easy to use and understandable. The option to pay 3x is also so great! Reviewed on: 11th June 2026

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