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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146123 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146123)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It works very well and does exactly what it says...

It works very well and does exactly what it says Reviewed on: 11th June 2026

Great product.

I love this product. Interest free cedit that is just there when I need it, and can be used wherever I would pay with a credit card. No acres of paperwork required, no hunting around for a provider, it's just there for whenever I need it. Reviewed on: 11th June 2026

Simple easy to use no long checks

Simple easy to use no long checks Reviewed on: 11th June 2026

It’s nice and easy and very helpful as I can pay in...

It’s nice and easy and very helpful as I can pay in 4 and other ways so I still have money for other things Reviewed on: 11th June 2026

I use paypal credit multiple times a month and it he...

I use paypal credit multiple times a month and it helps me purchase things without the initial big hit on payments. you have to be aware of the payment calcs. Any payments go to those with highest interest. This can cause problems where you have payments for very large purchases over a year or more having interest. These get paid first so any payment plans with zero interest over 4 months get dragged into paying interest Reviewed on: 11th June 2026

Easy to use.

Find it very easy to use and good customer service. Good communication. PayPal is a name you can trust. Reviewed on: 11th June 2026

Gives plenty of different credit options to chose from!

Gives plenty of different credit options to chose from! Reviewed on: 11th June 2026

Easy & accepted most places

It’s really easy to use & almost all shops accept it. Even use it for a subscription service, super straightforward. I have even been able to put the payment card on my Apple wallet so can use in real shops too Reviewed on: 11th June 2026

It is so easy to use.

It is so easy to use. If there are any issues they are resolved quickly and efficiently. Its secure so i feel confident using it. It makes paying for items easy as you can spread the cost. Its convenient and manageable. Reviewed on: 11th June 2026

It changed my life

It changed my life, it is very useful Reviewed on: 11th June 2026

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