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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146381 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146381)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

excellent protocols

A very clear sign up process and excellent privacy and security protocols Reviewed on: 11th June 2026

Fantastic

Nothing but a fantastic experience, always there for the small things and the large when ever they arrive Reviewed on: 11th June 2026

PayPal makes paying a lot easier protects your accou...

PayPal makes paying a lot easier protects your account and top service so no complaints here 10/10 Reviewed on: 11th June 2026

Always good experience!

Always good experience with PayPal credit, offers and prepaid credit card as well. Reviewed on: 11th June 2026

David's review

Excellent service can't fault anything easy to use and great customer service Reviewed on: 11th June 2026

Great 0% payment options, easy to use and safe app

Great 0% payment options, easy to use and safe app Reviewed on: 11th June 2026

Overall good experience and availability of credit g...

Overall good experience and availability of credit great customer service Reviewed on: 11th June 2026

Like that it’s interest free credit

Like that it’s interest free credit on small amounts and keeps me up to date with my payments with reminders Reviewed on: 11th June 2026

I’ve always had a great experience and get offered t...

I’ve always had a great experience and get offered to split larger payments interest free over 4. Months and so easy to send money to friends and family without any fees. Would recommend to anyone who needed something easy to send money Reviewed on: 11th June 2026

Easy to use even for an older person like myself,hav...

Easy to use even for an older person like myself,having the card in my apple wallet makes things much easier Reviewed on: 11th June 2026

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