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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145662 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145662)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal is easy to use and has great repayment options

Paypal is easy to use and has great repayment options Reviewed on: 10th June 2026

Low rate of interest, transparent and easy to navigate

Low rate of interest, transparent and easy to navigate Reviewed on: 10th June 2026

Seamless

No issues. Easy to use. Very convenient. Reviewed on: 10th June 2026

PayPal credit

I use PayPal credit quite often and it helps me with my personal things when I need a bit of extra money. Reviewed on: 10th June 2026

Great service and good communication

Great service and good communication Reviewed on: 10th June 2026

Easy to use especially when websites do not accept A...

Easy to use especially when websites do not accept AMEX. I can use PayPal with my Amex card! Reviewed on: 10th June 2026

Easy to use my go to cards

Easy to use my go to cards unloved that I can split the cost across a few months and it’s manageable on PayPal app Reviewed on: 10th June 2026

Simple to use, great and efficient

Simple to use, great and efficient Reviewed on: 10th June 2026

Since I have been using PayPal..

Since I have been using PayPal. I have fantastic experience using PayPal. Reviewed on: 10th June 2026

great service, sometimes resolving refunds can take...

great service, sometimes resolving refunds can take a while but usually they're quite good Reviewed on: 10th June 2026

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