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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146440)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Purchases backed up by PayPal

4
I often pay with PayPal so I know my purchases are guaranteed if problems occur down the line. Reviewed on: 11th June 2026

I find pay pal easy but most of all safe to use when...

5
I find pay pal easy but most of all safe to use when purchasing etc and gives me peace of mind and is my go too option for payment every time Reviewed on: 11th June 2026

PayPal make my life more easy every day

5
PayPal make my life more easy every day Reviewed on: 11th June 2026

trustable

5
Safer than ever .I got my maney back in less then 24 hours on a international scam Reviewed on: 11th June 2026

Excellent service

5
I've received excellent service using PayPal. I can purchase online knowing that I am fully covered if things go wrong. The credit facility is extremely convenient in times of need, and the interest rates are very reasonable. Reviewed on: 11th June 2026

Never had any problems with them!

5
Never had any problems with them! Reviewed on: 11th June 2026

Flexible, manageable credit

5
Used it for years, a great way to manage monthly spending and supporting a range of businesses Reviewed on: 11th June 2026

Easy to set up and use.

5
Easy to set up and use. Widely available Reviewed on: 11th June 2026

Excellent experience overall.

5
Excellent experience overall........... Reviewed on: 11th June 2026

Would recommend

4
In the past I’ve had to use customer services and they’ve been very good. I new to the physical PayPal cards but it’s very easy to use make payments and manage Reviewed on: 11th June 2026

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