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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145695)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Was good and easy .

5
Was good and easy .i recommend it to everyone Reviewed on: 10th June 2026

Consistent good service.

5
Consistent good service. Always good to know that Reviewed on: 10th June 2026

Always good.

5
Always good. Easy to use and operate. Reviewed on: 10th June 2026

Easy to send and receive payments.

5
Easy to send and receive payments. I enjoy being able to split my payments over 3 months Reviewed on: 10th June 2026

So flexible on how many ways to pay, love it.

5
So flexible on how many ways to pay, love it. Reviewed on: 10th June 2026

Excellent way to guarantee online paymemts

5
Makes paying for large items easy by allowing payment to be spread over 3 payment or allows you 4 months interest free Reviewed on: 10th June 2026

Quick simple and easy

5
Quick simple and easy- can keep track on the app, see clearly what you are spending and when you need to repay. When I had issues with getting an expensive item delivered they helped me with getting my money back. Reviewed on: 10th June 2026

It’s has very good service with safety

5
It’s has very good service with safety Reviewed on: 10th June 2026

Great service, easy to use.

5
Great service, easy to use. Good members of staff. Very knowledgeable too. Reviewed on: 10th June 2026

Good quality service.

5
Good quality service. Quick verification Reviewed on: 10th June 2026

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