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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146026 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146026)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’m very happy with PayPal , easy to use and very he...

I’m very happy with PayPal , easy to use and very helpful if I need to take something to pay monthly. Brilliant 5 star Reviewed on: 10th June 2026

Easy to manage, transparent and great app.

Easy to manage, transparent and great app. Enjoy the paypal+ perks! Reviewed on: 10th June 2026

Its never been easier to pay debt

Its never been easier to pay debt Reviewed on: 10th June 2026

Amazing easy way to buy what you like and give smal...

Amazing easy way to buy what you like and give small payment Reviewed on: 10th June 2026

Never had any issues happy :) easy way to deal with...

Never had any issues happy :) easy way to deal with receiving and sending money. With support. Reviewed on: 10th June 2026

It’s so handy having PayPal credit

It’s so handy having PayPal credit to help split the cost of items I want. PayPal is easy to use and available from lots of shops. The app is so easy to use, can pay as much as I need to until cleared. Reviewed on: 10th June 2026

I’ve had no issues so far.

I’ve had no issues so far. I’ve not needed to contact them so cannot judge the customer service but actually using the service and been easy and very helpful to me Reviewed on: 10th June 2026

Excellent Customer Service

I have been using PayPal for several years and have always found it to be a reliable and secure payment platform. One of the things I appreciate most is their excellent customer support and buyer protection service. Recently, I had an issue with a refund, and PayPal handled the case efficiently and fairly. They reviewed the situation, kept me informed throughout the process, and helped resolve the matter successfully. Their dispute resolution system gave me confidence that my transaction was protected. The platform is easy to use, payments are processed quickly, and I feel secure when making purchases online. Overall, my experience with PayPal has been very positive, and I would happily recommend it to others looking for a trusted online payment service. Reviewed on: 10th June 2026

Excellent resource for providing smooth online trans...

Excellent resource for providing smooth online transactions, and opportunities to stretch your purchases over time too. Reviewed on: 10th June 2026

All good so far thank you, never had any problems...

All good so far thank you, never had any problems Reviewed on: 10th June 2026

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