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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146102)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great, never any issues.

5
Great never any issues. Always use both the debit and credit card for different transactions Reviewed on: 11th June 2026

Amazing way to pay when you are waiting for your pa...

5
Amazing way to pay when you are waiting for your paycheck Reviewed on: 11th June 2026

Great addition to any wallet.

5
I applied for PayPal credit card as it allows me to purchase items and then pay them off over a 4 month 0% period which is great for me. It allows me to budget my money easily Reviewed on: 11th June 2026

Quick and easy check Good rewards

5
Quick and easy check and confirmation of credit information. Customers rewarded with good value monetory prizes, along side with ongoing rewards for using as everyday spending . Reviewed on: 11th June 2026

payment platform easy and secured

4
Real time and secured payment platform for multiple payment and valid across all currencies Reviewed on: 11th June 2026

Hassle free security check out

5
PayPal credit is accepted in most of the online shops which makes it easier for check out. Reviewed on: 11th June 2026

PayPal saved me from a scammer

4
I bought something from a seller and noticed that they were taking monthly instalments which l didn't sign for. And rang PayPal to stop the monthly installments Reviewed on: 11th June 2026

I am happy with Pay Pal using this

5
I am happy with Pay Pal using this Reviewed on: 11th June 2026

Good all round service.

5
Good all round service. Easy to contact if need be. They don’t hassle you. Reviewed on: 11th June 2026

PayPal is the app I use daily, great service

5
PayPal has grown on me , customer service are always clear and helpful. Good services overall, I believe it would be my day to day app to pay for anything possible from now on. Reviewed on: 11th June 2026

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