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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146149)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

My go to method of paying.

5
I have been using PayPal now for many years, it's my go to payment method when offered by sellers etc. It's easy to navigate the site and keep a check on your activity. The PayPal 'Pay in 3' is very helpful and I occasionally use this to pay for more expensive items. I haven't had many problems with sellers however when I have, PayPal have been very helpful resolved my issues. It's in my honest opinion the easiest and best way to pay online. Reviewed on: 11th June 2026

I started several years ago with PayPal and I use it...

5
I started several years ago with PayPal and I use it to secure all my bank details. I pay with PayPal who then collect from my bank. So my bank details are not passed on to anyone else. I feel safe. Reviewed on: 11th June 2026

Excellent Company

5
Great very easy to keep up with payments, always kept updated Reviewed on: 11th June 2026

Easy access no hassle great range of merchants.

5
Easy access no hassle great range of merchants. Reviewed on: 11th June 2026

Paypal app

5
Very useful to pay online with most retailers Reviewed on: 11th June 2026

Very good experience in Paypal I am couple years ago...

5
Very good experience in Paypal I am couple years ago Reviewed on: 11th June 2026

0% Interest and Piece of Mind.

5
I use PayPal credit all the time, 0% interest and piece of mind knowing that you are covered in the event of anything going wrong. Reviewed on: 11th June 2026

Absolutely good 5*

5
Absolutely good experience with PayPal Reviewed on: 11th June 2026

All good, They've always worked exactly as I'd wante...

5
All good, They've always worked exactly as I'd wanted credit to work Reviewed on: 11th June 2026

Perfect perfect

5
Perfect amazing easy i really feel comfortable Reviewed on: 11th June 2026

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