Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

View other PayPal products

4.91

Based on 50,805 reviews, last reviewed 29th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50805)

Review of the PayPal, PayPal Credit:

Use it all the time, great for spreading the cost, p...

Use it all the time, great for spreading the cost, pay in 3 and deferred over 4 months is fantastic, really allows me the flexibility and ability to apply affordability to my shopping. Reviewed on: 2nd June 2025

Very good

Being able to spread the cost of purchased items easy and convenient. Reviewed on: 20th June 2025

No problem.

No problem. Good company. I have never had issues to use this website. Reviewed on: 20th June 2025

PayPal Credit is the best

I'm absolutely satisfied by the financial services of PayPal Credit Reviewed on: 20th June 2025

Amazing service for 0% interest purchases for 4 months

Amazing service for 0% interest purchases for 4 months Reviewed on: 20th June 2025

I was not expecting that you can be helpful and supp...

I was not expecting that you can be helpful and supportive, more than other credit cards. Reviewed on: 20th June 2025

Never had a problem.Making life easier!

Never had a problem. Was late with a payment once but all ended well and no penalties as they seem to deduct from my bank a couple of days after said deadline. Really easy to set up and continue use. Reviewed on: 20th June 2025

Easy and efficient

Very easy and efficient. Easy to navigate through the different stages. Reviewed on: 20th June 2025

I feel confident using PayPal knowing that any conce...

I feel confident using PayPal knowing that any concerns l have are quickly remedied. It is a company that allows you to purchase goods and pay comfortable amounts each month. Reviewed on: 20th June 2025

There when I need it all ways friendly staff to...

There when I need it all ways friendly staff to help Reviewed on: 20th June 2025

Paypal account services

Quick & easy to use, keeps me informed about my spending & payments very happy with the service I receive Reviewed on: 19th June 2025

Alternative products

Charge Card
from American Express 4.05 from 24 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews
Credit Card
from Ocean Finance 4.67 from 19 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub