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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147559)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Perfect Easy

5
Perfect, 0% for 4 months is awesome Reviewed on: 11th June 2026

Excellent service enabling you to realistically purc...

5
Excellent service enabling you to realistically purchase the things you love over a manageable budget. Reviewed on: 11th June 2026

I have used PayPal for a number of years and I love it.

5
I have used PayPal for a number of years and I love it. If I need anything urgently anti don't have the money I can use PayPal to purchase them. I first used it when my washing machine broke down and I needed a new one. I bought it using PayPal 3 payments and have used this and the PayPal credit since. I would highly recommend it to anyway. It also provides security on my goods. If I have a problem with my payment using the help and grevencies to help me with my problem Reviewed on: 11th June 2026

Great Service

5
Alway had good experince with PayPal Reviewed on: 11th June 2026

I am happy with the experience with PayPal .

5
I am happy with the experience with PayPal . It is safe and secure. Reviewed on: 11th June 2026

Great customer service when dealing with Disputes

5
I use PayPal all of the time its great especially if you have a dispute with a retailer they are easy to contact and disputes are resolved quickly nobody else offers this on small amounts so they are brilliant for dealing with them Reviewed on: 11th June 2026

PayPal is the most easiest payment method ever,weath...

5
PayPal is the most easiest payment method ever,weather your shopping online or in store. Reviewed on: 11th June 2026

Very good

5
Rather simple to use and straightforward Reviewed on: 11th June 2026

JintyinLivi

5
PayPal credit is good when you have unexpected expenses and find yourself short. Reviewed on: 11th June 2026

Excellent Customer Service

5
Always resolve any issue I have with complaints to my satisfaction. Reviewed on: 11th June 2026

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