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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146213 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146213)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy repayment process, good dispute resolution.

Easy repayment process, good dispute resolution. Having a virual card is a big plus. Reviewed on: 11th June 2026

PayPal is so easy to use.

PayPal is so easy to use. What a difference it makes to have a pay in 3 option. Reviewed on: 11th June 2026

I love PayPal credit as gives me that extra little b...

I love PayPal credit as gives me that extra little bit of time to pay it off Reviewed on: 11th June 2026

The best Credit Card provider!

Easy to access. All information is clear from the moment you sign up. Easy to contact and very supportive if there are issues! Reviewed on: 11th June 2026

Paypal always answered my querries specially if i ha...

Paypal always answered my querries specially if i have a dispute again a transactions Reviewed on: 11th June 2026

Good help when you need it

Been using PayPal credit for over two years now and I can say it’s one of the best decisions I have made in my finances. The flexibility to pay, the interest free timeline and peace of mind it brings when shopping knowing that they help with refunds when necessary, is second to none Reviewed on: 11th June 2026

Excellent service.

Excellent service. Keep you updated on everything Reviewed on: 11th June 2026

Simply the best

Everytime I've called they answer with real human beings and always willing to go that bit extra further plus they don't rush you off the phone till your satisfied...proper out of this world fantastic service Reviewed on: 11th June 2026

Always reliable

My go to for online shopping and some great credit options for those larger purchases. Safe, effective and always reliable Reviewed on: 11th June 2026

Always there when I need itn I need it

Always there when I need it. Can pay with it many places Reviewed on: 11th June 2026

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