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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147611)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy, simple, straightforward

5
I had a query, within minutes, I got a straight wasn’t understand answer. I have no issues, the card is on my phone as I chose to not have a physical one and worked brilliantly for me Reviewed on: 11th June 2026

Great app.

5
Great app. Love how easy it is to manage Reviewed on: 11th June 2026

Super easy to use, feel confident shopping online wi...

5
Super easy to use, feel confident shopping online with PayPal. Reviewed on: 11th June 2026

Safe and secure as always.

5
Safe and secure as always. With PayPal I’ve always been protected with my purchases and payments. Quick in dispute resolution and refunds Reviewed on: 11th June 2026

positive company

5
I have had no negative reactions to give since I`ve been using PayPal. All transactions have been positive and smooth. A five-star company. Reviewed on: 11th June 2026

happy with it for the most part; generally tends to...

4
happy with it for the most part; generally tends to resolve things well and customer service are always friendly and professional. Reviewed on: 11th June 2026

Tv payment

4
Bought a tv from Samsung using a payment plan very straight forward between merchant and PayPal Reviewed on: 11th June 2026

Quick, easy to use and great to be able spread...

5
Quick, easy to use and great to be able spread costs Reviewed on: 11th June 2026

PayPal credit finance

4
I got my phone with PayPal finance and its the most flexible payment options that I have used. It was really helpful and easy to pay up. Reviewed on: 11th June 2026

Good all over very happy always does what I need it...

5
Good all over very happy always does what I need it to do Reviewed on: 11th June 2026

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