Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146533 reviews)

View other PayPal products

4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146533)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to apply and easy to check account

Easy to apply and easy to check account Reviewed on: 11th June 2026

Always reliable and secure.

Always reliable and secure. I have found over the years that Paypal have provided the level of service other companies can only aspire to meet. Reviewed on: 11th June 2026

Excellent service.

Excellent service. Very convenient and always there when needed. Reviewed on: 11th June 2026

PayPal credit has been amazing!

PayPal credit has been amazing! It helped me and my partner furnish our new place and allows us to not miss out on stuff such as theatre tickets etc. The no interest deals that many company’s use is brilliant as well and means I can budget accordingly. So easy to use and I have recommended to everyone Reviewed on: 11th June 2026

I use PayPal on a regular basis and I am happy with it.

I use PayPal on a regular basis and I am happy with it. It is the most used app/card in my household. Reviewed on: 11th June 2026

Easy to use service is excellent, handy to have such...

Easy to use service is excellent, handy to have such a easy checkout and to feel safe with your money if any problems Reviewed on: 11th June 2026

Very handy way of paying online ever

Very handy way of paying online ever Reviewed on: 11th June 2026

Awesome service delivery.

Awesome service delivery. Always providing tailored services to meet customers needs. Reviewed on: 11th June 2026

It's always quick and accessible.

It's always quick and accessible. Sometimes I wish there was a slightly better breakdown of when stuff needs to be paid by, and what is being paid off first. 4 months interest free ia a life saver. Reviewed on: 11th June 2026

Excellent service and easy to manage and use

Excellent service and easy to manage and use Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78047 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub