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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (122016 reviews)

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4.74

Based on 122,016 reviews, last reviewed 8th Jun 2026

3283800% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have used PayPal credit for a while, I find it aff... I have used PayPal credit for a while, I find it affordable to pay back, it helps when I need it and every person that I have spoken to from PayPal ha... Read more Reviewed on: 8th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (122016)

SUPER EASY TO USE

VERY EASY AND CONVENIENT ALSO PAY IN 3 CAN BE HELPFUL SOMETIMES. Reviewed on: 13th June 2022

Amazing credit system

I use pay pal credit all the time it’s great for cash flow and super simple to do! Reviewed on: 13th June 2022

Great company to deal with

Great company to deal with very good customer service Reviewed on: 13th June 2022

PayPal life saver

Whenever I go online to shop I always use PayPal for that piece of mind and extra added security would recommend PayPal to everyone there fair and fast acting and always willing to help you with any problem you may face so from a 100% happy customer Thankyou PayPal Reviewed on: 13th June 2022

great service

paypal credit great it is there when you most need it thanks Reviewed on: 13th June 2022

Overall good

useful service but would like the ability to pay off single iindivual payemtns Reviewed on: 13th June 2022

Very good

PayPal is a very good and trusted service to use Reviewed on: 13th June 2022

Great experience

My experience has been good. PayPal Credit has helped me with some of my online purchase which has been easy and seamless to use. Reviewed on: 13th June 2022

Kris

Credit from PayPal is very easy and comforable Reviewed on: 13th June 2022

Best credit app

Fast , clear and secure payments. Good work! Reviewed on: 13th June 2022

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