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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146865 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146865)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Safe & secured

Very safe & smooth transition, I always use PayPal for online shopping. Reviewed on: 11th June 2026

PayPal credit was super easy to review, sign up for...

PayPal credit was super easy to review, sign up for and use. They have so many options to help you spread the cost of payments plus it’s so easy to keep track of your spending on their PayPal App or through your online account. They also keep you regularly informed of progress with your spending and repayments. All of this helps me manage my finances better. Reviewed on: 11th June 2026

PayPal is good to use

Really easy to use and really easy to pay through it as well. The PayPal is a good option as well and has clear visibility Reviewed on: 11th June 2026

Very handy when its the end of the month and I know...

Very handy when its the end of the month and I know there’s an interest free solution Reviewed on: 11th June 2026

Great PayPal

I am a PayPal customer so many years and I am very happy with the service. Reviewed on: 11th June 2026

Easy to manage

I have recently started to use PayPal, and made buying alittle more easier and manageable Reviewed on: 11th June 2026

PPC has been good to me.

PPC has been good to me, funding when I need, it with flexible repayment etc...Thanks PPC Reviewed on: 11th June 2026

PayPal Credit has become my go-to option for larger...

PayPal Credit has become my go-to option for larger online purchases. It’s incredibly convenient because it’s already integrated into PayPal, so there’s no need to complete separate finance applications every time I shop. The checkout process is quick, repayments are easy to track, and I appreciate having the flexibility to spread the cost when needed. It’s simple, transparent and gives me confidence when making purchases online. I’ve had a consistently positive experience and would happily recommend it to friends and family. Reviewed on: 11th June 2026

Easy to use and a great service that i would recomme...

Easy to use and a great service that i would recommend to anyone Reviewed on: 11th June 2026

Best around

I have used PayPal since the beginning, it’s easy, reliable and great when you need to communicate with any issues. Reviewed on: 11th June 2026

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