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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146928 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146928)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Safe option

Safer than buying directly from online websites. However, not easy to reach customer service. Reviewed on: 11th June 2026

I wish we could repay the specific payment that are...

I wish we could repay the specific payment that are in 4 months no interest Reviewed on: 11th June 2026

Easy and simple

Easy and simple to manage the balance and payments via the app. Reviewed on: 11th June 2026

Secure payment method, I like 3x0 and 10x0 offers.

Secure payment method, I like 3x0 and 10x0 offers. A normal credit card. I've been with PayPal for many years and I've never been in trouble. Reviewed on: 11th June 2026

its too easy

its too nice i can use everywhere Reviewed on: 11th June 2026

The best and safer to buy online and use as a loan

I always used paypal and is the safer way to buy online and also with that credit which they give you without interest for few months is better than a bank in Uk Reviewed on: 11th June 2026

Very easy to use in all situations

Very easy to use in all situations Reviewed on: 11th June 2026

Easy and flexible to use.

They are easy to use and I have never had any issues in all the years I have been using PayPal. They give you flexibility in how you pay. Reviewed on: 11th June 2026

Purchases backed up by PayPal

I often pay with PayPal so I know my purchases are guaranteed if problems occur down the line. Reviewed on: 11th June 2026

I find pay pal easy but most of all safe to use when...

I find pay pal easy but most of all safe to use when purchasing etc and gives me peace of mind and is my go too option for payment every time Reviewed on: 11th June 2026

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