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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148261)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service and secure.

5
Great service and secure.when I pay for anything online its PayPal I use Reviewed on: 11th June 2026

Great way to pay

5
Great way to pay, been using PayPal credit for a while now and really enjoy the benefits Reviewed on: 11th June 2026

Very happy with experience with PayPal credit - easy...

5
Very happy with experience with PayPal credit - easy to set up and manage and convenient to use Reviewed on: 11th June 2026

PayPal Credit

5
The PayPal credit is very simple and works perfectly Reviewed on: 11th June 2026

Best experience, good costumer service, reliable

5
Best experience, good costumer service, reliable Reviewed on: 11th June 2026

It’s easy to use, convenient and everything you want...

5
It’s easy to use, convenient and everything you want when using credit Reviewed on: 11th June 2026

Always the best and most reliable way to pay.

5
Always the best and most reliable way to pay. Reviewed on: 11th June 2026

Paypal offers versatility

5
I enjoy using services of Paypal as it offers protection of transactions a range of credit options Reviewed on: 11th June 2026

I have been using PayPal for a very long time and I...

5
I have been using PayPal for a very long time and I am very happy with it. Reviewed on: 11th June 2026

So easy to use

5
Very quick and easy to complete transaction Reviewed on: 11th June 2026

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