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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147502)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit

5
I found it to be very useful to have the option to use PayPal credit as and when I need to use it as well as have the peace of mind that have the option to repay it in a certain time or delay it when it is convenient.Thank you Reviewed on: 11th June 2026

I would recommend....

5
Allows for simple, efficient transactions with all the necessary protection. Reviewed on: 11th June 2026

Easy-to-Use Platform with Reliable Security

5
Paypal is asking this Tell us more about your experience If PayPal is asking “Tell us more about your experience” (for a job application or profile), they're usually looking for a brief summary of your relevant background, skills, and achievements. You can use this template: I have experience in [industry/field] with a focus on [key skills]. In my previous role(s), I was responsible for [main responsibilities]. I have successfully [notable achievement or project], which helped improve [result]. I am particularly skilled in [relevant tools, technologies, or competencies] and enjoy working in collaborative, fast-paced environments. I am excited about the opportunity to bring my experience and problem-solving abilities to PayPal. For example, for a customer service role: I have several years of customer service experience, assisting customers through phone, email, and chat channels. I have handled account inquiries, resolved complex issues, and consistently maintained high customer satisfaction scores. I am comfortable working with multiple systems, communicating clearly, and finding solutions quickly. I am excited about the opportunity to contribute to PayPal's commitment to providing excellent customer experiences. If you tell me: The role you're applying for, and A few details about your background, I can write a tailored response for you. They asked it for feedback If PayPal is asking for feedback and says "Tell us more about your experience", you can briefly describe what happened, what worked well, and what didn't. Examples: Positive feedback Overall, my experience was smooth and easy to navigate. The payment process was straightforward, and I appreciated the security features and quick transaction confirmations. Negative feedback I experienced difficulties with the verification process. The instructions were not always clear, and it took longer than expected to resolve my issue. I would appreciate clearer guidance and faster support response times. Mixed feedback My overall experience was good, but I encountered some challenges with account verification and finding the right support information. The platform is easy to use, but improving communication during issue resolution would make the experience better. Tell me what happened (e.g., account limitation, payment issue, dispute, customer support interaction, etc.), and I can help you write specific feedback. Overall, my experience was smooth and easy to navigate. The payment process was straightforward, and I appreciated the security features and quick transaction confirmations. Gimme a title for this Here are some title options: Smooth and Secure Payment Experience Easy-to-Use Platform with Reliable Security Fast, Simple, and Secure Transactions Positive Experience with Seamless Payments Convenient and Trustworthy Payment Service Efficient Payment Process and Strong Security User-Friendly Platform with Quick Confirmations Great Overall Experience with PayPal For a feedback form, "Smooth and Secure Payment Experience" is concise and professional. Can you make that positive feedback bit longer Sure. Here's a longer, polished version: Title: Smooth and Secure Payment Experience Overall, my experience with PayPal has been very positive. The platform is intuitive and easy to navigate, making it simple to send and receive payments without any confusion. The payment process is straightforward and efficient, and transactions are completed quickly with clear confirmation notifications. I also appreciate the security features and buyer protection measures, which provide additional peace of mind when making purchases or transferring funds. The interface is well organized, allowing me to manage my account and review transaction history easily. Overall, PayPal offers a reliable, secure, and convenient payment experience, and I have been satisfied with the service. Reviewed on: 11th June 2026

Very reliable and efficient service

5
PayPal is very reliable it offers a few variations of ways to pay, the pay in 3 is a brilliant offer if things are a bit tight it offers flexibility and financial freedom. Reviewed on: 11th June 2026

Love it but what I want then pay back little...

5
Love it but what I want then pay back little bits Reviewed on: 11th June 2026

Good customer service poor rates on crypto

5
Good customer service poor rates on crypto Reviewed on: 11th June 2026

It’s a great service, especially the interest free b...

4
It’s a great service, especially the interest free but you’ve got to be careful with pay in 3 as they can get out of hand and put people into financial difficulties. Reviewed on: 11th June 2026

Good service

4
No issues with service. Helpful when needed. Reviewed on: 11th June 2026

You’ve tried the rest now use the best

5
I’ve used PayPal it’s the best experience on buy purchases Reviewed on: 11th June 2026

Never had a bad experience.

5
Never had a bad experience. Always been very reliable Reviewed on: 11th June 2026

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