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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147559 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147559)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Almost perfect

Hard to follow any future payments you've set up to pay PayPal credit, but customer service was excellent when I rang about the issue. Only thing I'd change as the app etc. is excellent. Reviewed on: 11th June 2026

Easy to use and quick payments.

Easy to use and quick payments. Can purchase items interest free for a few months to assist with paying off and making things easier. Helps to purchase items consistently and make getting money back easier if anything was to go wrong Reviewed on: 11th June 2026

Convenient line of credit

Have used PayPal credit for years, very convenient. Straightforward repayments Reviewed on: 11th June 2026

Amazing app

Helps a.lot, good deals. Definitely will recommend Reviewed on: 11th June 2026

Online Purchase peace of mind

PayPal Credit is the best way I know to manage financing online purchases. Easy to use and secure - very reliable. Reviewed on: 11th June 2026

Very good.

Very good.Reliable . Helpful although a bit limit would be more helpful but I’m grateful for it . Reviewed on: 11th June 2026

Easy setup

PayPal was easy to set up, credit limit was acceptable. Reviewed on: 11th June 2026

Very easy to make payment .

Very easy to make payment . I like PayPal credit and very square Reviewed on: 11th June 2026

Fantastic experience every time I have used PayPal.

Fantastic experience every time I have used PayPal. Reviewed on: 11th June 2026

Good experience so far, never had an issue.

Good experience so far, never had an issue. Reviewed on: 11th June 2026

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