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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147610 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147611)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal hasa great app which gives you all the servi...

PayPal has a great app which gives you all the services and information required for a great experience. Reviewed on: 11th June 2026

It is a very useful service.

It is a very useful service. Very informative! The user experience is clean and clear. Keeping things simple is always good for the customer. I appreciate it a lot. Reviewed on: 11th June 2026

Good finance options

I have made use of the 4 month Interest Free options on Paypal Credit and this is a good way for me to manage my finances. Reviewed on: 11th June 2026

Seemless process.

Seemless process. Immediate funds sent and received. Reviewed on: 11th June 2026

Convenient and helpful

PayPal is easy and convenient to use and has been a big help in managing my credit. Their customer service team have been very helpful and proactive. Reviewed on: 11th June 2026

Very useful for larger purchases especially with 0%...

Very useful for larger purchases especially with 0% interest offers. Reviewed on: 11th June 2026

Hello hottub

Simple to do and very straightforward and user friendly Reviewed on: 11th June 2026

Always a great experience with PayPal

Always had a great experience and never had any trouble through pay pal whether that’s credit or any other service they provide Reviewed on: 11th June 2026

Great way to pay for goods and services

Very convenient and useful way to pay for goods or services. 0% APR over 4 months is very very useful Reviewed on: 11th June 2026

So far so good, i have always loved Using Paypal and...

So far so good, i have always loved Using Paypal and now that i am using Paypal credit its giving me more confidence using my money Reviewed on: 11th June 2026

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