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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148517 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148517)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It was amazing and helps pay back in installations i...

It was amazing and helps pay back in installations in tough times. Reviewed on: 12th June 2026

I have been with PayPal over 20 years.

I have been with PayPal over 20 years. Any problems I've had has been sorted by online or phone. During the time they have help me get money returned. My account was hacked and they rang me until they made contact. They stopped transactions immediately much to my delight. These are the reasons I have remained with the company so long. I would definitely recommend them without any doubt. Reviewed on: 12th June 2026

Nothing to say but absolutely amazing from paypal

Nothing to say but absolutely amazing from paypal Reviewed on: 12th June 2026

Love my Pay Pal

I have had an excellent experience with PayPal been using it for a few years now Reviewed on: 12th June 2026

Always excellent in every way.

Always excellent in every way.....would always recomend paypal Reviewed on: 12th June 2026

Excellent service very easy to use and not expensive

Excellent service very easy to use and not expensive Reviewed on: 12th June 2026

Easy to use, Always feel safe using PayPal credit.

Easy to use, Always feel safe using PayPal credit. Reviewed on: 12th June 2026

Easy app

Very good and Easy app,simple and I will always recommend to anyone Reviewed on: 12th June 2026

It’s very convenient, fast and simple.

It’s very convenient, fast and simple. I have recommended PayPal to all my friends and family. Reviewed on: 12th June 2026

Helps me avoid overseas charges when spending money...

Helps me avoid overseas charges when spending money and I feel protected when using my card Reviewed on: 12th June 2026

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