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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146133 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146133)

You kind of know what you’re getting

You kind of know what you’re getting Reviewed on: 10th June 2026

Easy to pay and track all purchases.

Easy to pay and track all purchases. Amazing app. Love paypal Reviewed on: 10th June 2026

I have been with ppal for years and I have no compla...

I have been with ppal for years and I have no complaints about it at all it's been a life saver for me and my family always convenient great Reviewed on: 10th June 2026

Easy to use.

I have had a positive experience using PayPal. The platform is easy to use, and sending and receiving payments is quick and convenient. I appreciate the security features, buyer protection, and the ability to make purchases online without sharing my card details with every seller. Customer service can sometimes take time to resolve issues, but overall PayPal is a reliable and trusted payment service that makes online transactions simple and secure. Reviewed on: 10th June 2026

Interest is way too high.

Interest is way too high. PayPal credit seems to be eligible in fewer places than PayPal debit. Could do with more reminders to pay - missed one by accident and ended up with a red letter and charge Reviewed on: 10th June 2026

Excellent service, never had any problems!

Excellent service, never had any problems! Reviewed on: 10th June 2026

Very reliable source with different options to pay I...

Very reliable source with different options to pay I love the paypal pay in 3 Reviewed on: 10th June 2026

I will use it a lot

Awesome, I like this. Worth is every day. Reviewed on: 10th June 2026

My go to card, first time, every time 10/10

My Pay Pal card is my go to card, a brand I can totally trust and I love my rewards app Reviewed on: 10th June 2026

Money back guarantee

Whenever I purchase something using Paypal I always beed sure that my money is secure with a money back guarantee if they item hasn't been delivered or is faulty Reviewed on: 10th June 2026

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