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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148587 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148587)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Quick easy and straightforward.

Quick easy and straightforward. Fast payments and simple set up Reviewed on: 12th June 2026

Excellent service.

Excellent service provided. Easy to use. Reviewed on: 12th June 2026

have had a really good experience using PayPal Credit.

have had a really good experience using PayPal Credit. My favorite feature is that it allows me to make online purchases smoothly while masking my actual bank details, adding an extra layer of privacy and security to my shopping. Whenever I have needed assistance, the customer service has been helpful and good. It is a reliable and secure way to manage my online spending Reviewed on: 12th June 2026

Simple easy and clear - not much else to say really,...

Simple easy and clear - not much else to say really, not had a bad experience Reviewed on: 12th June 2026

Brilliant,very pleased and helpful

Brilliant,very pleased and helpful Reviewed on: 12th June 2026

Excellent service

Interest free credit, three months to pay. This is an excellent service. Reviewed on: 12th June 2026

Good easy to use service.

Good easy to use service. Widely accepted method of payment. Reviewed on: 12th June 2026

PayPal is easy to use, it has that extra security i...

PayPal is easy to use, it has that extra security if something goes wrong, the credit system is easy to use, and you can change accounts around easy, the card is great as it gives you the freedom to spend anywhere Reviewed on: 12th June 2026

It was just easy no hassle at all

It was just easy no hassle at all Reviewed on: 12th June 2026

Helpful.

Helpful...gave me assistance with financial Reviewed on: 12th June 2026

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