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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146168 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146168)

Been brilliant every time I've used them

Been brilliant every time I've used them Reviewed on: 10th June 2026

I find PayPal a very good service

I find PayPal a good source when making purchases with offers of 0% apr on a regular basis. And I rind it accepted all places that I go to buy items. Reviewed on: 10th June 2026

Convenient having pay in 3 for emergency purchases.

Convenient having pay in 3 for emergency purchases. Reviewed on: 10th June 2026

Lack of in depth details for PayPal Credit transactions

I don't have any visibility over the monthly payments and due dates for each transaction which has gone through PayPal Credit and this confuses me and can not do properly our family finances in order all of the payments go when they need to. Reviewed on: 10th June 2026

Useful and i like the 0% interest for 4 months...

Useful and i like the 0% interest for 4 months function Reviewed on: 10th June 2026

Very good, good for building you're credit rating up

Very good, good for building you're credit rating up Reviewed on: 10th June 2026

Really easy to use and very clear app.

Really easy to use and very clear app. The 4 months interest free is a big help. Reviewed on: 10th June 2026

excellent

Paypal can be used practically everywhere, easy to use and no problems Reviewed on: 10th June 2026

The easiest and safest way to pay for online and the...

The easiest and safest way to pay for online and the PayPal credit was a great why to get my credit score up with out having to get a credit card Reviewed on: 10th June 2026

Helps me move money

Helps me move money when I need help. Reviewed on: 10th June 2026

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