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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147791)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use APP spread the cost of bigger purchases

5
Easy to use APP spread the cost of bigger purchases Reviewed on: 11th June 2026

Statement coyld br made easier to understand and Int...

3
Statement coyld br made easier to understand and Interest rates are too too high Reviewed on: 11th June 2026

all good, no bad experience, very little concerns

5
all good, no bad experience, very little concerns Reviewed on: 11th June 2026

Safe , easy way to pay

4
It’s a safe and quick way to pay for your shopping online , transferring money . Knowing you’re covered in case something bad happens . Reviewed on: 11th June 2026

No complaints

5
Easy to use and great value for money Reviewed on: 11th June 2026

Best payment service around

5
I use PayPal when ever it is available as a method of payment. I find the company excellent. Monies are protected and if on the rare occasion a dispute is raised the service is 2nd to non. Reviewed on: 11th June 2026

PayPal is so easy to use, friendly customer support,...

5
PayPal is so easy to use, friendly customer support, great payment options if your on a tight budget but need something urgently. Great service provider with many fantastic options. Would recommend Paypal to everyone. Reviewed on: 11th June 2026

Quick credit simple to understand

5
Quick credit simple to understand Reviewed on: 11th June 2026

Safe Supportive affordable

5
Easy usability with the app. Have purchased many an item without huge interest and at a level of affordability for me. Reviewed on: 11th June 2026

So easy to use and really easy to get help if you ne...

5
So easy to use and really easy to get help if you need it Reviewed on: 11th June 2026

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