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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148889)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use and simple great experience

5
Very easy to use and simple great experience Reviewed on: 12th June 2026

a very easy site to use, very easy to pay how ever y...

5
a very easy site to use, very easy to pay how ever you choose to do so Reviewed on: 12th June 2026

I use PayPal weekly.

5
I use PayPal weekly. I really like the options of spreading my payments out. Reviewed on: 12th June 2026

Always there when needed , they fight your corner if...

5
Always there when needed , they fight your corner if you have a problem Reviewed on: 12th June 2026

Always use Paypal for quick payment and 0% finance

5
Always use Paypal for quick payment and 0% finance Reviewed on: 12th June 2026

Helps families out!

5
It really helps out each month when you don’t have enough to stretch and it helps with anything that arises can get in credit or pay in 3 until next payday! Reviewed on: 12th June 2026

I love the reassurance that PayPal gives

5
I love the reassurance of having PayPal to pay online, it means the site is most likely safe and I don’t have to give out my bank details or credit cards. it also means I can spread my costs over time to not have to dip into my savings. Plus I know they’re in my corner if something goes wrong. Reviewed on: 12th June 2026

I use PayPal all the time

5
I use PayPal all the time and it’s easy to use Reviewed on: 12th June 2026

PayPal Credit has been easy to use and safe for onli...

5
PayPal Credit has been easy to use and safe for online transactions Reviewed on: 12th June 2026

Very easy to use and easy to set up automatic paymen...

5
Very easy to use and easy to set up automatic payments to stay upto date with payments. Reviewed on: 12th June 2026

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