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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148016 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148016)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Hard to find what the interest rate is but generally...

Hard to find what the interest rate is but generally PayPal credit is good. It’s easy to build up debt though. Reviewed on: 11th June 2026

Always keep me informed app is easy to use and all i...

Always keep me informed app is easy to use and all information available and kept up to date. Every part of the experience has been exceptional better than any other organisation I’ve used. Reviewed on: 11th June 2026

Fantastic Company

Great value for money, easy to use and access. All round fantastic service and great range of products offered. Reviewed on: 11th June 2026

Easy and effective payment option

Easy and effective payment option which just helps to spread the cost of purchases. Reviewed on: 11th June 2026

Great always use PayPal and there credit facilities,...

Great always use PayPal and there credit facilities, great app, great company Reviewed on: 11th June 2026

Mostly efficient

They have mostly been efficient when handling my account Reviewed on: 11th June 2026

Love PayPal credit

Been using PayPal credit for many years and I love the flexibility of paying securely with PayPal but in instalments where needed. Reviewed on: 11th June 2026

Nice to have all payments and finance in one place...

Nice to have all payments and finance in one place, great to have so much protection and support when needed Reviewed on: 11th June 2026

Paypal is amazing

Paypal helps you afford to buy bigger and more expensive items, because you get 4 months to pay them off . Lots off places accept paypal now too . Reviewed on: 11th June 2026

PayPal payments are slow but they will hopefully imp...

PayPal payments are slow but they will hopefully improve Reviewed on: 11th June 2026

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