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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148110)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I enjoy using PayPal it spots any kind of dodgy tran...

5
I enjoy using PayPal it spots any kind of dodgy transactions and it’s working really well for me so far Reviewed on: 11th June 2026

Perfect Easy

5
Perfect, 0% for 4 months is awesome Reviewed on: 11th June 2026

Excellent service enabling you to realistically purc...

5
Excellent service enabling you to realistically purchase the things you love over a manageable budget. Reviewed on: 11th June 2026

I have used PayPal for a number of years and I love it.

5
I have used PayPal for a number of years and I love it. If I need anything urgently anti don't have the money I can use PayPal to purchase them. I first used it when my washing machine broke down and I needed a new one. I bought it using PayPal 3 payments and have used this and the PayPal credit since. I would highly recommend it to anyway. It also provides security on my goods. If I have a problem with my payment using the help and grevencies to help me with my problem Reviewed on: 11th June 2026

Great Service

5
Alway had good experince with PayPal Reviewed on: 11th June 2026

I am happy with the experience with PayPal .

5
I am happy with the experience with PayPal . It is safe and secure. Reviewed on: 11th June 2026

Great customer service when dealing with Disputes

5
I use PayPal all of the time its great especially if you have a dispute with a retailer they are easy to contact and disputes are resolved quickly nobody else offers this on small amounts so they are brilliant for dealing with them Reviewed on: 11th June 2026

PayPal is the most easiest payment method ever,weath...

5
PayPal is the most easiest payment method ever,weather your shopping online or in store. Reviewed on: 11th June 2026

Very good

5
Rather simple to use and straightforward Reviewed on: 11th June 2026

JintyinLivi

5
PayPal credit is good when you have unexpected expenses and find yourself short. Reviewed on: 11th June 2026

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