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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149130 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149130)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy

Very easy and affordable way to have the things you want Reviewed on: 12th June 2026

9 out of 10 you can speak to an agent that resolves...

9 out of 10 you can speak to an agent that resolves the issue in hand. Reviewed on: 12th June 2026

fast payments and good interest rates

fast payments and good interest rates Reviewed on: 12th June 2026

Always efficient and supportive customer care

Always efficient and supportive customer care Reviewed on: 12th June 2026

PayPal I use all the time and their services is real...

PayPal I use all the time and their services is really good Reviewed on: 12th June 2026

Easy to set up and get approved - emails recieved de...

Easy to set up and get approved - emails recieved detail your payments and the dates they will be taken from your account which is very useful when budgeting Reviewed on: 12th June 2026

Easy to deal with and there there if you need help a...

Easy to deal with and there there if you need help and support, which very rarely happens if at all. Reviewed on: 12th June 2026

Excellent

I have never had any issues with PayPal. They will instantly give honest open details and give 5 star customer service everytime Reviewed on: 12th June 2026

Reliable service.

Reliable service.. I have used PayPal for many years and have always found all elements of the services they provide, helpful, detailed and invaluable. Reviewed on: 12th June 2026

Easy to use credit

Easy to use credit with a fantastic short term borrowing offer, it's spend £99 and pay back in 4 months interest free offer, is very useful for covering the costs of unexpected expenses like a new washing machine. Reviewed on: 12th June 2026

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