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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148188 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148188)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

So easy to use, excellent customer service on live c...

So easy to use, excellent customer service on live chat. Reviewed on: 11th June 2026

Paypal offers a good choice of products to help mana...

Paypal offers a good choice of products to help manage your finances. The spilt payment plan and 4month interest free allow total control and for bigger purchases the Paypal Credit is excellent especially when interest free offers are availabe. The only draw back is when you have a 4 month interest free plan which you want to control and pay money directly to on a regular basis, the site no longer offers this ability. It always goes towards the highest interest first. Reviewed on: 11th June 2026

I rely on PayPal and PayPal credit for daily use

I use PayPal credit and PayPal daily and have a really good experience with both platforms. It creates extreme ease of payment and the customer service is always great, especially when having issues with double payments and requiring refunds. PayPal credit has saved me from lots of moments where I cannot afford services and products and it is my go to. Repayments are super easy to organise and I have been using it for over 6 years. Reviewed on: 11th June 2026

Good experience for getting credit when used in the...

Good experience for getting credit when used in the past. Reviewed on: 11th June 2026

Always easy to use, good deals and the app is straig...

Always easy to use, good deals and the app is straightforward too. Reviewed on: 11th June 2026

Really good service never had an issue

Really good service never had an issue Reviewed on: 11th June 2026

Really easy to use and it’s very sensible.

Really easy to use and it’s very sensible. It ensures it doesn’t let me over borrow and let me set a sensible direct debit of my choice Reviewed on: 11th June 2026

Easy, simple, straightforward

I had a query, within minutes, I got a straight wasn’t understand answer. I have no issues, the card is on my phone as I chose to not have a physical one and worked brilliantly for me Reviewed on: 11th June 2026

Great app.

Great app. Love how easy it is to manage Reviewed on: 11th June 2026

Super easy to use, feel confident shopping online wi...

Super easy to use, feel confident shopping online with PayPal. Reviewed on: 11th June 2026

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