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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139237 reviews)

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4.73

Based on 139,237 reviews, last reviewed 15th Jun 2026

4066650% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139237)

Good experience since being a user of paypal

Good experience since being a user of paypal Reviewed on: 1st June 2024

It secure and we can shop with confidence.

It secure and we can shop with confidence. Reviewed on: 1st June 2024

I have always been led by PayPal with regards to pur...

I have always been led by PayPal with regards to purchasing and found it a very good partnership Reviewed on: 1st June 2024

Very safe.

Very safe...very professional.Always sorted any shopping problems. Reviewed on: 1st June 2024

Always a great experience using PayPal Credit.

Always a great experience using PayPal Credit. Clear and concise and always know where you stand. Reviewed on: 1st June 2024

Been so helpful.

Been so helpful. Easy to use . No Hassle at all . If need any help , they are there to help . Recommended to anyone. Reviewed on: 1st June 2024

Good experience and customer service

Good experience and customer service Reviewed on: 1st June 2024

A good friend in need.

Easily accessible and a good friend in terms of need with greater flexibility for repayment. Since I have been using it, I have never had issue using the credit across different border. The method of assessing an individual’s upgrade status is top-notch Reviewed on: 1st June 2024

I have been using for couple of years and I found it...

I have been using for couple of years and I found it very secure, safe and reliable method of payment. Reviewed on: 1st June 2024

Easy to use and quick!

Easy to use and quick! Direct debit so you don’t have to think about it:) Reviewed on: 1st June 2024

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