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PayPal: PayPal Credit reviews

4.73
Based on 139,237 reviews, last reviewed 15th Jun 2026
4066650% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026
Hayley G's avatar
Hayley G

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139237)

Helping out, with PayPal

5
I haven't had any bad experiences with PayPal, it has helped me a lot Reviewed on: 1st June 2024

Handy to have and easy to use never had a problem wi...

5
Handy to have and easy to use never had a problem with it Reviewed on: 1st June 2024

Myexperience has been very good no problems at all

5
My experience has been very good no problems at all Reviewed on: 1st June 2024

Never let me down , so far really trustable .

4
Never let me down , so far really trustable . Reviewed on: 1st June 2024

Great easy to use

5
I have had no issues the web site is easy to use Reviewed on: 1st June 2024

Great service and easy experience always.

5
Great service and easy experience always. Reviewed on: 1st June 2024

Paypal credit and pay in 3 are excellent!

5
Paypal credit and pay in 3 are excellent! Free for a long period and low interest when it is applied. It has enabled me tp buy lots of things that I otherwise wouldn't have been able to. Great customer service when needed and help where nessisary Reviewed on: 1st June 2024

experience excellent service

5
excellent team member for resolving team Reviewed on: 1st June 2024

Great way to pay for the things needed now and sprea...

5
Great way to pay for the things needed now and spread the payments. Reviewed on: 1st June 2024

Very user friendly, quick and excellent customer ser...

5
Very user friendly, quick and excellent customer service. Thank you Reviewed on: 1st June 2024

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