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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149342 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149342)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Buy items you may not have been able to afford...

It is easier to buy items that you may not have been able to afford but with Paypal Credit the cost is spread over 4 months interest free making these purchases available when on other credit cards you only get a month if you time your purchase well. Reviewed on: 12th June 2026

Very easy to use and manage.

Very easy to use and manage. Clear statements provide helpful information and timely reminders when repayments are due. Reviewed on: 12th June 2026

PayPal helps with making payments.

PayPal helps with making payments. Buyer's protection is one of the features I love about PayPal, and I have recommended others to use PayPal because of this feature. Reviewed on: 12th June 2026

I don't get 0% interest for 4 months all the time.

I don't get 0% interest for 4 months all the time. And I don't understand the logic when it's available and when it isn't although I never missed a payment. Reviewed on: 12th June 2026

Valuable in every sense

Easy to use and understand in this busy world where time's very valuable. Reviewed on: 12th June 2026

Always happy to shop and pay with PayPal.

Always happy to shop and pay with PayPal. Love it my life is easier because of it! Reviewed on: 12th June 2026

Amazing very easy and straight forward

Amazing very easy and straight forward Reviewed on: 12th June 2026

Love using PayPal credit for purchase over £100 as I...

Love using PayPal credit for purchase over £100 as I feel that my money is protected, and I can pay it back in interest free instalments that suit me Reviewed on: 12th June 2026

It is very convenient to be able to use paypal credit.

It is very convenient to be able to use paypal credit. Great feeling safe when buying from sites the first time or on impulse. I would not buy from sites that don't take paypal payment. Reviewed on: 12th June 2026

PayPal is so easy to use

PayPal is so easy to use and the payments are very manageable. You can either pay it off in one or spread your payments Reviewed on: 12th June 2026

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