Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149634 reviews)

View other PayPal products

4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149634)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal gives me the opportunity to pay up for items...

PayPal gives me the opportunity to pay up for items or goods I need. Reviewed on: 12th June 2026

Love the fact that it’s interest free for 12 months...

Love the fact that it’s interest free for 12 months and easy to apply. Reviewed on: 12th June 2026

Responsive support

An administrative error had initially incurred additional payments and negative credit, however the customer support advisors were quick to investigate and rectify the issue, reverseing the charges Reviewed on: 12th June 2026

Easy to use with plenty of options on how to budget...

Easy to use with plenty of options on how to budget your credit Reviewed on: 12th June 2026

PayPal is the best financial company

PayPal is the best financial company because it has excellent security and buyer and seller protection. You can buy online with it and also send money to friends and family. You can link your bank accounts, debit cards, or credit cards to your PayPal account Reviewed on: 12th June 2026

PayPal has provided an opportunity to spread my mone...

PayPal has provided an opportunity to spread my money over various payments and track my money better. Reviewed on: 12th June 2026

Paypal have good customer service however, they do t...

Paypal have good customer service however, they do tend to be a little unfair at times. Reviewed on: 12th June 2026

Great service and easy to use found it very useful f...

Great service and easy to use found it very useful for delivery’s such as deliveroo and uber eats Reviewed on: 12th June 2026

Always helpful and friendly customer service

Always helpful and friendly customer service Reviewed on: 12th June 2026

PayPal helps me spread out payments, and make paying...

PayPal helps me spread out payments, and make paying back easier. Reviewed on: 12th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80362 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub