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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149842 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149842)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Assured customer

I am confident in your services which is different from other finance companies.Keep up the great work. Reviewed on: 13th June 2026

It been great since I started using it and I love it.

It been great since I started using it and I love it. Reviewed on: 13th June 2026

It’s great , really enjoy the service

It’s great , really enjoy the service Reviewed on: 13th June 2026

It’s brilliant easy to use works in seconds

It’s brilliant easy to use works in seconds Reviewed on: 13th June 2026

Really very very good and affordable.

Really very very good and affordable. Reviewed on: 13th June 2026

Paypal review

Smooth transactions and good communication provided Reviewed on: 13th June 2026

Great service,

Great service, really reliable service Reviewed on: 13th June 2026

The financial support has been very helpful, and I a...

The financial support has been very helpful, and I appreciate the assistance provided. However, I believe there could be more flexibility in certain situations. For example, because my payment was made just one week late, it had a negative impact on my credit score. Considering the circumstances, a more lenient approach to minor delays would be greatly appreciated and could help prevent disproportionate consequences for customers. Reviewed on: 13th June 2026

Outstanding service - I wouldn’t consider any other...

Outstanding service - I wouldn’t consider any other credit company. They offer a special promotion of four months of interest-free borrowing, allowing you to pay in three installments without interest, along with competitive rates. Most importantly, the platform is secure; customer support is exceptional, and it functions similarly to a credit card. If you’re scammed or don’t receive your products or services, they offer reimbursement. Their exceptional services provide reliable, secure methods to pay for various products and services, giving users peace of mind. Reviewed on: 13th June 2026

So flexible.

So flexible.I can pay off regularly without committing to a payment plan Reviewed on: 13th June 2026

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