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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149873 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149875)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service great customer service

Excellent service great customer service Reviewed on: 13th June 2026

Great way to pay and Easy to use

Great way to pay for things and Easy to use Reviewed on: 13th June 2026

Easiest way to buy safely.

Easiest way to buy safely. Doesn’t matter what it is, you always have the reassurance it’s safe. Reviewed on: 13th June 2026

Paypal credit is my always go to option

Paypal credit is my always go to option as it offers 4 months 0% interest if paid within this period which makes it an excellent choice especially for me as I prefer shorter periods to pay off rather than 6 or 12. Very convenient and straightforward. Reviewed on: 13th June 2026

Reliable always sorted issues for me with purchases

Reliable always sorted issues for me with purchases Reviewed on: 13th June 2026

So easy to use.

So easy to use. Great how it's Google pay compatible. Easy direct debits Reviewed on: 13th June 2026

Helps me Budget

I just find it easier to spread purchases and larger spends which helps me massively with budgeting Reviewed on: 13th June 2026

Whenever I’ve had a query, customer service have alw...

Whenever I’ve had a query, customer service have always got back to me asap. Reviewed on: 13th June 2026

Been with PayPal for over 10 years now.

Been with PayPal for over 10 years now. I think that speaks volumes itself Reviewed on: 13th June 2026

Never had a bad experience, always good and will hig...

Never had a bad experience, always good and will highly recommend Reviewed on: 13th June 2026

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