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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148554 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148555)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good help shopping and others online as well

Good help shopping and others online as well Reviewed on: 11th June 2026

Paypal amazing

Wonderful, service and the most effective one is their 4 month interest free purchase from payal credit saved so much of money. Reviewed on: 11th June 2026

Great service

Great service—easy to use, secure, and reliable. Payments are processed quickly, and I’ve had a positive experience whenever I’ve used it.” Reviewed on: 11th June 2026

I love PayPal credit.

I have used PayPal credit a few times for making larger purchases towards the renovation of our home. I really like the ease of making my payments through the app plus having a reminder of a dur payment is also very helpful. I'll use PayPal credit many times in the future. Reviewed on: 11th June 2026

Always reliable and easy to use.

Always reliable and easy to use. A great way to purchase items and spread the cost. Reviewed on: 11th June 2026

Holiday surprise

I paid for a holiday which I didn’t even know you could do I’ve 4months interest free this will help me go abroad for first time Reviewed on: 11th June 2026

Looks after your money

Looks after your money excellent in helping with disputes I have always used PayPal because my transactions are safe always dealt with disputes professionally and fairly Reviewed on: 11th June 2026

Fantastic

Fantastic .easy to use.i forget others way to pay ,only use PayPal Reviewed on: 11th June 2026

Very happy used very easy the day started use my lif...

Very happy used very easy the day started use my life getting better and helping Reviewed on: 11th June 2026

highly recommendedan issue, PayPal were excellent.

When I had an issue, PayPal were excellent. Couldn’t do enough to help resolve the issue. I couldn’t ask for more would highly recommend anyone to use PayPal responsibly. Reviewed on: 11th June 2026

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