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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148698 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148699)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very handy credit.

Very handy credit. Easy and fast. Reviewed on: 11th June 2026

I love paypal and i have been using it with my famil...

I love paypal and i have been using it with my family for more than 10 years Reviewed on: 11th June 2026

Good choice

The products they offer are really useful, like spreading the cost of large purchases. The app is easy to use. Sending money is quick and easy. Reviewed on: 11th June 2026

very user friendly site.

very user friendly site. clear and concise. with great communication without it be overload. Reviewed on: 11th June 2026

I have used PayPal for many years now and it's the b...

I have used PayPal for many years now and it's the best way to purchase goods and it has buyers protection and so easy to use, it has great options for purchases using different payment options Reviewed on: 11th June 2026

When reaching out to contact PayPal they are brillia...

When reaching out to contact PayPal they are brilliant and responding and very reassuring Reviewed on: 11th June 2026

Great service!

Great service! They help a lot under a lot in times of need Reviewed on: 11th June 2026

PayPal works well, no issues at all.

PayPal works well, no issues at all. Reviewed on: 11th June 2026

There's no solution offered to my issue

There's no solution offered to my issue Reviewed on: 11th June 2026

PayPal is safe and so easy to use.

PayPal is safe and so easy to use. I use it for everything. Reviewed on: 11th June 2026

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