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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148805 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148805)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

No interest fee credit very helpful

Their PayPal Credit and Pay Later schemes with no interest fee has been extremely helpful to me. I've managed to pay bills and online purchases whilst being able to get the money to pay for it in time. Reviewed on: 11th June 2026

Handy to have

I’ve had no issues so far, was happy that I even managed to get PayPal credit and I still need to try out the PayPal take 3. Reviewed on: 11th June 2026

Excellent service

I use PayPal in many different ways. I found pay in 3 very useful and PayPal credit is great as well Reviewed on: 11th June 2026

Good experience with this lender.

Good experience with this lender. Reviewed on: 11th June 2026

Safe money

Your money feels safe when purchasing online Reviewed on: 11th June 2026

Paypal has been reliable and convenient payment plat...

Paypal has been reliable and convenient payment platform in my experience. Transaction are quick and secure, and the buyer protection features provides added peace of mind. Overall, I am satisfied with the service and woukd recimmend it to others. Reviewed on: 11th June 2026

Good system

Good experience used it for years Reviewed on: 11th June 2026

Simple, safe and easy to use

A simple, safe and easy way to purchase either online or in store. Reviewed on: 11th June 2026

Easy transactions with pay in 3 and PayPal credit.

Easy transactions with pay in 3 and PayPal credit. Enables bigger purchases without the stress of outright payment. Easy to use platform with reminders when to pay so you don’t miss a payment! Also enjoy the ease of payment to friends and family, and can honestly say, from experience - their buyer protection is second to none! I was scammed and was so worried I wouldn’t have a leg to stand on, but PayPal instantly refunded me the full amount as I had selected business payment and was covered under their protection- thank you! Reviewed on: 11th June 2026

Great app & service

I find the app really easy to use and customer service excellent Reviewed on: 11th June 2026

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