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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148947 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148948)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Outsanding Credit Card

superb expereience ... All problems are sorted right away by customer service. Reviewed on: 11th June 2026

Been using PayPal for many years always safe and rel...

Been using PayPal for many years always safe and reliable Reviewed on: 11th June 2026

User friendly app

Easy to pay forl larger purchases, app really easy to use Reviewed on: 11th June 2026

Outstanding customer service have already recommende...

Outstanding customer service have already recommended paypal to my friends. Reviewed on: 11th June 2026

It’s been a blessing when you are out and about and...

It’s been a blessing when you are out and about and have not only PayPal credit card on apple wallet but the bigger Xmas purchases and birthday presents can now be purchased and paid off but by bit with 4 months zero interest. Reviewed on: 11th June 2026

Convenient and Reliable Credit Option

I’ve had a really positive experience using PayPal Credit. The application process was straightforward, payments are easy to manage through the app, and the flexibility of spreading the cost of purchases has been really helpful. I’ve found it to be a convenient and reliable way to budget for larger purchases, and customer service has always been helpful when needed. Reviewed on: 11th June 2026

Excellent Service

Excellent Service , user friendly app Reviewed on: 11th June 2026

It's been fine

It's been fine, information is clear Reviewed on: 11th June 2026

Help when needed

Very good experience easy to apply very happy Reviewed on: 11th June 2026

Fantastic service app so simple easy to use

Fantastic service app so simple easy to use Reviewed on: 11th June 2026

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