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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149130)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Give it a go. Will Farrell speaks tue truth.

5
Quick decision, a variety of payment methods all help with purchasing a few treats for my family. Easy to navigate around the website/app. Reviewed on: 12th June 2026

Useful features

5
Useful features of different payment plans that spread the cost whilst not costing me any more money in the long term. I use it for making my big and small monthly payments and the new point system makes this worthwhile Reviewed on: 12th June 2026

Always straightforward service.

5
Always straightforward service. Never have to question about problems Reviewed on: 12th June 2026

Quick easy and straightforward.

5
Quick easy and straightforward. Fast payments and simple set up Reviewed on: 12th June 2026

Excellent service.

5
Excellent service provided. Easy to use. Reviewed on: 12th June 2026

have had a really good experience using PayPal Credit.

5
have had a really good experience using PayPal Credit. My favorite feature is that it allows me to make online purchases smoothly while masking my actual bank details, adding an extra layer of privacy and security to my shopping. Whenever I have needed assistance, the customer service has been helpful and good. It is a reliable and secure way to manage my online spending Reviewed on: 12th June 2026

Simple easy and clear - not much else to say really,...

5
Simple easy and clear - not much else to say really, not had a bad experience Reviewed on: 12th June 2026

Brilliant,very pleased and helpful

5
Brilliant,very pleased and helpful Reviewed on: 12th June 2026

Excellent service

5
Interest free credit, three months to pay. This is an excellent service. Reviewed on: 12th June 2026

Good easy to use service.

5
Good easy to use service. Widely accepted method of payment. Reviewed on: 12th June 2026

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