Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149342 reviews)

View other PayPal products

4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149342)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Flexible payment options

What I really enjoy about PayPal is it offers a range of flexible payment options, from taking it direct from your bank, spreading it out over 3 months for bigger purchases or even PayPal credit. I like their terms are always transparent and they provide regular communication so that you never miss a payment. Reviewed on: 12th June 2026

Simple and straightforward to use platform.

Simple and straightforward to use platform. Reviewed on: 12th June 2026

I love PayPal it’s a great way to shop safely on any...

I love PayPal it’s a great way to shop safely on any website. I wish everyone too PayPal coz I would use it every time. Reviewed on: 12th June 2026

Easy to use, helps spread the payments easy app.

Easy to use, helps spread the payments. Good reminders in plenty of time. Reviewed on: 12th June 2026

Great product!

I use PayPal credit for lots of different things. It’s great to be able to use it in a variety of different shops when shopping online and now I with the PayPal credit card they’ve made it even easier to be able to use in stores aswell! Reviewed on: 12th June 2026

Easy to use, convenient and safe.

Easy to use, convenient and safe. Reviewed on: 12th June 2026

A very reliable service

I only ever had one issue and pay pal sorted it very quickly Reviewed on: 12th June 2026

Very good deals and offers.

Very good deals and offers. Easy to use. Help is available all the time. Reviewed on: 12th June 2026

Had no reason to contact customer service but have n...

Had no reason to contact customer service but have no issues with his it works Reviewed on: 12th June 2026

Good deals on over £100 spent online and 4 month int...

Good deals on over £100 spent online and 4 month interest free repayments Reviewed on: 12th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80017 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub