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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149873 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149875)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use I have never had an issue...

Very easy to use I have never had an issue Reviewed on: 12th June 2026

An excellent feature that just plain and simply put...

An excellent feature that just plain and simply put comes in handy when you need it most! Using the app you’re able to keep an eye on what you owe, and easy to make extra payments off the balance as well as having a direct payment every month. Reviewed on: 12th June 2026

All's Good 1st class service,,,,,

All's Good 1st class service,,,,,, Reviewed on: 12th June 2026

Everything so fast and clear always there when you n...

Everything so fast and clear always there when you need it and you can always rely on it one step away all the time hey Paul so secure and it gives you a piece of mind Reviewed on: 12th June 2026

PayPal Credit has completely transformed my shopping...

PayPal Credit has completely transformed my shopping experience. It has made it incredibly convenient to shop using credit, as this option is now available at almost every retailer I visit. The best part is that I no longer have to repeatedly enter my credit card information or personal details for each transaction. With just a simple click, I can check out using PayPal, which eliminates the hassle and adds a layer of security. In today's fast-paced world, if someone is still going through the lengthy process of using a credit card and manually entering all their information, I would say they're missing out on a more efficient way of shopping. Additionally, the 4-month interest-free credit feature is a fantastic benefit that allows me to spread out my expenses without incurring extra costs. Overall, I'm really enjoying the advantages that PayPal Credit brings to my shopping routine! Reviewed on: 12th June 2026

Always good never have any problems

Always good never have any problems Reviewed on: 12th June 2026

No stress

Easy and stress free and very quick Reviewed on: 12th June 2026

Been with PayPal over 20 years never had a problem

Been with PayPal for over 20 years now since the early days of eBay. Reassuring having both Seller and Buyer protection. I've thankfully only had to rely on it a handful of times but has always been there for me when I needed it. Wise PayPal Fee calculator is an awesome resource to work out what the PayPal fee will be for various item / postage fees to pass onto buyers. Reviewed on: 12th June 2026

Great information about the excellent quality servic...

Great information about the excellent quality service I always get from i Reviewed on: 12th June 2026

Ease of site

Ease of site to use, giving protection for my purchases. Reviewed on: 12th June 2026

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